Shaping up does not have to cost a lot of money. It can be as simple-and inexpensive-as making small lifestyle changes.

Here are a few tips to help you get started:

1. Why not skip watching TV for one night and go for a walk with a friend? Walking is one of the best forms of exercise and the easiest to do.

2. Do your own yard work. Pushing a manual mower and raking leaves burns hundreds of calories and can save you $100 or more every month.

3. Wash and wax your own car to save dollars and burn calories.

4. Do your own housework. It burns between 140 and 400 calories a day and can save you the money you would spend hiring help. Thirty minutes of window washing burns 100 calories.

5. Consider a health care discount program like HealthSaver, which has teamed up with Jenny Craig to offer great savings on a variety of weight loss programs.

Use supplements to assist with appetite, craving, and portion control.

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